Emergency Fund Calculator

Find out how much you should set aside for emergencies (6–12 months of essential expenses)

Your emergency fund should cover 6 to 12 months of essential expenses. Enter your average monthly costs below to estimate your recommended emergency fund.

Housing (Rent/Mortgage) KES

Please enter your monthly housing cost

Utilities (Electricity, Water, Gas) KES

Please enter your monthly utilities

Food & Groceries KES

Please enter your monthly food expenses

Transportation KES

Please enter your monthly transport expenses

Insurance (Health/Life) KES

Please enter your monthly insurance premiums

Medical/Healthcare KES

Please enter your monthly medical expenses

Debt Payments (Loans/Credit Cards) KES

Please enter your monthly debt payments

Communications (Phone/Internet) KES

Please enter your monthly communications cost

Childcare/School Fees KES

Please enter your monthly childcare/school fees

Other Essentials KES

Please enter your other essential expenses

Disclaimer: This calculator provides an estimate for your emergency fund based on your inputs. Actual needs may vary depending on your lifestyle, dependents, and unforeseen circumstances. Consider consulting a financial advisor for a personalized plan.