FIRE Calculator

Calculate your FIRE number, Coast FIRE target, and time to financial independence with inflation adjustments

This advanced FIRE calculator considers inflation, different FIRE targets, and Coast FIRE scenarios. Industry standards suggest using a 4% withdrawal rate (25x annual expenses) for traditional FIRE and considering inflation impact over time.

Monthly Household Expenses KES

Please enter your monthly expenses

Current Age

Enter age between 18-100

Target Retirement Age

Enter retirement age

Life Expectancy

Enter life expectancy

Desired Coast FIRE Age

Enter Coast FIRE target age

Expected Inflation Rate (%) %

Enter inflation rate (0-20%)

Safe Withdrawal Rate (%) %

Enter rate between 2-8%

Expected Annual Return (%) %

Enter expected return (1-20%)

Disclaimer: This calculator provides estimates based on industry standards including the 4% rule for traditional FIRE. Coast FIRE calculations assume you stop contributing and let investments grow to retirement age. Actual results may vary due to market conditions, inflation changes, and lifestyle adjustments. Consult a financial advisor for personalized planning.