Retirement Planning Calculator

Estimate how much you need to save for retirement to cover 80% of your current expenses for at least 20 years.

Industry standards recommend planning to cover at least 80% of your current annual expenses for a retirement period of 20 years or more. Enter your current annual expenses, expected annual return, and years in retirement to estimate your required retirement fund and monthly savings.

Current Annual Expenses KES

Please enter your annual expenses

Replacement Rate (%) %

Enter a rate between 50% and 100%

Years in Retirement

Enter a value between 10 and 40 years

Expected Annual Return During Retirement (%) %

Enter a rate between 0% and 15%

Current Retirement Savings KES

Please enter your current savings

Years Until Retirement

Enter a value between 1 and 50 years

Expected Annual Return Before Retirement (%) %

Enter a rate between 0% and 20%

Disclaimer: This calculator provides an estimate based on industry standards (80% replacement rate for 20+ years). Actual needs may vary. Consult a financial advisor for a personalized plan.