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Retirement Planning and Investment

Planning for your retirement is an integral part of a healthy financial wellbeing. Whether as an individual or a business owner.

We all would like to retire with enough financial resources to at least maintain our living standards after we are done with work. Unfortunately, most people start planning for retirement five to 10 years before the end of their active life.

As a prudent planner, your goal should be to build up financial capital from very early and over the years to an amount that exceeds your anticipated retirement needs.

Many employers contribute to their employees’ retirement accounts when the employees choose to contribute towards their retirement, by supporting this you are quite literally saying “Yes!” to better employee livelihood in old age. No one wants a “broke” future so give them that boost.

So, let’s  take charge of our future financial security today!

 

How we power your purchase journey.

Need analysis discovery:

We identify your most valuable insurance needs.

Offer Creative solutions:

Quickly get the most practical solutions for your risks.

Keep you informed, updated and in control:

With BH you stay informed and have control in your hands to make the right move as you continuously receive your payouts.

Talk to one of our brand promise executives for a complimentary consultation!

We have helped 100’s of clients.

We have helped 100’s clients. helps you optimize your decision-making process whether you’re just starting out or you would like to evaluate more retirement scheme options. 

So, Just tell us a little more about yourself and your retirement plans to help us guide you better. 

Retirement may feel a long way off, but there are 1001 reasons why retirement planning is particularly important for a young team.

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Why plan for retirement?

Hey, this is easy! We all would appreciate retiring with peace of mind, knowing we can sustain

our living standards after we are done with work. Right!

At retirement, you are weak and worn out, and you only have as much wealth as you accumulated in your active days, this includes your retirement income.

Therefore, as a prudent planner your goal should be to build up financial capital over the years to

an amount that exceeds your anticipated retirement needs.

Questions

Why Plan with Bima Hakika

Here is what we will do

Bima Hakika walks with you through every step! As soon as you make an enquiry, you will be assigned your own dedicated financial advisor who will discuss all the available options with you.

Should you wish to apply, we will guide you through the whole application process, in a simple, clear, and easy to understand manner.

And wait, we do not stop there, we provide you with customer support after you have on boarded all through to retirement because we believe in creating lasting relationships.

Why Group Private Health Cover

Not to mention, we are…

Saving on time:

We do all the legwork, comparing the market to get you the best deals while saving you time and unnecessary hassle.

Growing your Money:

As professionals we will guide and ensure you invest in schemes that give you maximum returns for your fund growth.

Latest Offers:

Our customers are the first to learn about the latest offers and enjoy access to these offers through us.

Access to professional service and claims support:

We assign each of our clients a personal professional advisor who will take care of all their insurance needs and concerns.

When thinking for retirement, two factors are key in getting retirement planning right;

Human capital: Which is the present value of your total expected future earnings or simply, the returnyou earn for investing your time and skills in a job or business.

Financial capital: This is your total wealth, that is combined tangible and intangible resources you own that are not human capital, for instance your home, stocks, and fixed deposits etc.

So at retirement, you only have financial capital, and no or little human capital. Therefore, your main goal should be to have built up enough financial capital over the years to match or exceed your financial needs at retirement.

“Building wealth takes time. The sooner you start investing, the better prepared you will be later.” Anonymous

Let's talk about retirement planning!

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Want to Learn More?

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Return on Investment
function calculateCompoundInterest() { const initialInvestment = parseFloat(document.getElementById('initialInvestment').value); const monthlyContribution = parseFloat(document.getElementById('monthlyContribution').value); const annualInterestRate = parseFloat(document.getElementById('annualInterestRate').value) / 100; const years = parseInt(document.getElementById('years').value); const months = years * 12; const monthlyInterestRate = annualInterestRate / 12; let totalAmount = initialInvestment; for (let i = 0; i < months; i++) { totalAmount += monthlyContribution; totalAmount += totalAmount * monthlyInterestRate; } document.getElementById('result').innerText = 'Total Amount: Kes: ' + totalAmount.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,'); }
Invest Toward A Goal
function calculateMonthlyContribution() { const desiredAmount = parseFloat(document.getElementById('desiredAmount2').value); const initialInvestment = parseFloat(document.getElementById('initialInvestment2').value); const annualInterestRate = parseFloat(document.getElementById('annualInterestRate2').value) / 100; const years = parseInt(document.getElementById('years2').value); if (isNaN(desiredAmount) || isNaN(initialInvestment) || isNaN(annualInterestRate) || isNaN(years)) { document.getElementById('result2').innerText = 'Please enter valid numbers in all fields.'; return; } const months = years * 12; const monthlyInterestRate = annualInterestRate / 12; // Using the formula for future value of a series of equal payments (annuity) let futureValue = initialInvestment * Math.pow(1 + monthlyInterestRate, months); futureValue = desiredAmount - futureValue; const monthlyContribution = futureValue / ((Math.pow(1 + monthlyInterestRate, months) - 1) / monthlyInterestRate); document.getElementById('result2').innerText = 'Required Monthly Contribution: Kes: ' + monthlyContribution.toFixed(2).replace(/\d(?=(\d{3})+\.)/g, '$&,'); }